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Your Guide to the Bankruptcy Process

When you’re swimming in debt, you often just want to avoid the stacks of bills piling up and the calls from creditors. It’s overwhelming, but it’s important to face the situation head-on, and that includes considering all your options. Bankruptcy is not the right choice for everyone, but some people will benefit from a bankruptcy filing.

We’ve put together several pages of information for those who want to learn more about bankruptcy. Learn what it means, how it will affect your credit score, what types of debt can be discharged, and more.

CESI is proud to offer our approved bankruptcy counseling services, so if you’d like to discuss whether bankruptcy is the right option for you, call to speak with a credit counselor today.

Bankruptcy Resources & Information:

Consumer Rights:

If you are considering bankruptcy it is important to educate yourself about your rights as a consumer & bankruptcy laws. Here are a few resources to get you started:

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Consumer Education Services, Inc. (CESI) is a non-profit service provider of comprehensive personal financial education and solutions for all life stages and for all of life’s milestones. Our goal is enhanced economic security for everyone we serve.


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