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Debt Relief Brings

Consumer Education Services, Inc. (CESI) is a non-profit service provider of comprehensive personal financial education and solutions for all life stages and for all of life's milestones. Our goal is enhanced economic security for everyone we serve.

500,000 +



Average Monthly Savings




Everyone's financial situation is different, which is why CESI provides a range of services including non-profit credit counseling, debt relief options and financial education tools.

Debt Management

If you’re struggling with debt, you’re not alone. Millions of Americans are in the same situation, looking for debt relief. Get a free financial counseling session with CESI today to learn about debt relief options that are right for you.

Bankruptcy Counseling

CESI’s Start Fresh Today platform offers the required Pre-Filing Credit Counseling and Post-Filing Debtor Education for Chapter 7 and Chapter 13 Bankruptcy. Both are EOUST-approved and can be completed online or by phone.

Homeownership Center

CESI provides certified HUD-Approved housing counseling, education and resources for everyone from first time home buyers to those in distress. From reverse mortgage counseling to homebuyer education, we offer housing solutions for your needs.

Student Loan Solutions

Are you struggling with Federal Student Loan Debt and feeling overwhelmed by the many repayment plans available? CESI offers student loan counseling that can help you analyze your options and determine the best fit for your situation.

BBB Rating A+

CESI strives to provide excellent service to all clients while maintaining
the highest standard values

Educational Resources

free financial education tools

Learn how to understand your credit score, improve your credit history, cut your expenses and get debt relief with our tips and tools. We created this library of personal finance resources to help you get started toward a secure financial future.

Featured Video

Featured Blog Post

Wondering How to Spend the Next Stimulus Check if it Comes?

October 21, 2020 by | Leave a comment

This spring, as the COVID-19 pandemic worsened, Americans got a boost in their bank accounts in the form of government stimulus checks. Qualifying adults received up to $1,200, along with another $500 for each child 16 and under. The goal was to encourage spending and limit any financial stress that consumers were facing as fur...


Consumer Education Services, Inc. empowers people to overcome their financial challenges and lead financially-healthy lives.


Debt Consolidation

Financial Education

Homeownership Center

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Financial Information about this organization and a copy of its license are available from the State Solicitation Licensing Branch at 919-814-5400. The license is not an endorsement by the State. 

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