Take control and stop the pain of debt collection calls. We have directly helped more than 300,000 people reduce their payments and make a plan to stay out of debt, and we have offered financial counseling to more than 1 million people since 1998.
Consumer Education Services, Inc. (CESI) is a non-profit service provider of comprehensive personal financial education and solutions for all life stages and for all of life’s milestones. Our goal is enhanced economic security for everyone we serve.
If you’re struggling with debt, you’re not alone. Millions of Americans are in the same situation, looking for debt solutions. Get a free financial counseling session with CESI today to learn about debt solutions that are right for you.
Are you struggling with Federal Student Loan Debt and feeling overwhelmed by the many repayment plans available? CESI offers a Do-It-Yourself tool that can help you analyze your options and determine the best fit for your situation. Find your solution today!
CESI provides certified HUD-Approved housing counseling, education and resources for everyone from first time home buyers to those in distress. From reverse mortgage counseling to homebuyer education, we offer housing solutions for your needs.
CESI’s Start Fresh Today platform offers the required Pre-Filing Credit Counseling and Post-Filing Debtor Education for Chapter 7 and Chapter 13 bankruptcy. Both are EOUST-approved and can be completed online or by phone in English or Spanish. Get your fresh financial start!
Learn how to understand your credit score, improve your credit history, cut your expenses and get out of debt with our tips and tools. We created this library of personal finance resources to help you get started toward a secure financial future.