The CESI Homeownership Center provides an extensive program of counseling, and educational services including:

• • Pre-purchase Counseling --- Register Here for an upcoming workshop
  • Mortgage Delinquency and Default Resolution Counseling
  • Reverse Mortgage Counseling
  • Rental Counseling
  • Home buyer Education Workshops
  • Rental Education Workshops
  • Delinquency Resolution / Foreclosure Prevention Workshops
  • Post Purchase Education Workshops

Community Partners Loan Pool

The Community Partners Loan Pool (CPLP) provides qualified home buyers in select North Carolina counties with down payment assistance:

• Up to 20% of the purchase price, not to exceed $40,000, when combined with a NC Home Advantage Mortgage™
• Serving residents in Johnston, Wake, Harnett, Durham and Nash counties
• Up to 10% of the purchase price when combined with a USDA’s Section 502 loan
• CPLP assistance is structured as a 0% interest, deferred, second mortgage. The term of the CPLP loan matches the term of the first mortgage. The CPLP Loan has no monthly payment and is typically repaid when the home is sold or at the end of the loan term
• Borrowers may combine a CPLP loan with a Mortgage Credit Certificate as well as with other down payment assistance loans or grants

Everyone can benefit from working with the Homeownership Center.

Benefits include: