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CESI Homeownership Center

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Housing Counseling Services

We strive to help potential home buyers overcome barriers to home ownership and seek to assist homeowners in need with overcoming the challenges that may threaten existing home ownership.

The HUD Certified CESI Homeownership Center exists to provide access to housing opportunities, individualized housing counseling and personal finance training to educate and enable individuals to understand and enjoy the benefits of homeownership. Educated homeowners lead to vibrant communities and increased individual wealth.

The CESI Homeownership Center provides an extensive program of counseling, and educational services including:

    • Pre-purchase Counseling --- Register Here for an upcoming workshop
    • Mortgage Delinquency and Default Resolution Counseling
    • Reverse Mortgage Counseling
    • Home buyer Education Workshops
    • Delinquency Resolution / Foreclosure Prevention Workshops
    • Post Purchase Education Workshops

Community Partners Loan Pool

The Community Partners Loan Pool (CPLP) provides qualified home buyers in select North Carolina counties with down payment assistance:

  • Up to 20% of the purchase price, not to exceed $30,000, when combined with a NC Home Advantage Mortgage™
  • Serving residents in Johnston, Wake, Harnett, Durham, Nash, Alamance, and Franklin counties
  • Up to 10% of the purchase price when combined with a USDA’s Section 502 loan
  • CPLP assistance is structured as a 0% interest, deferred, second mortgage. The term of the CPLP loan matches the term of the first mortgage. The CPLP Loan has no monthly payment and is typically repaid when the home is sold or at the end of the loan term
  • Borrowers may combine a CPLP loan with a Mortgage Credit Certificate as well as with other down payment assistance loans or grants

Everyone can benefit from working with the Homeownership Center.

Benefits include:

For Clients

  • One stop shop!
  • Helpful, kind, passionate staff
  • Impartial information on all aspects of homebuying, credit, and budgeting
  • Assistance in improving credit that will last a lifetime

For Lenders, Real-estate Agents
and Insurers

  • Pre-Qualified Customers
  • Referrals

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eHome America -- Online Homebuyer’s Education course

eHome America’s signature Homebuyer Education course is the certified web-based program for prospective first-time homebuyers. Exceeding national industry standards, this course creates knowledgeable and default-resilient buyers ready for a lifetime of homeownership. Easily accessible through any device 24 hours a day, 7 days a week, you can learn the ins and outs by taking the comprehensive, fun and engaging course at your own pace. If homeownership is your goal, eHome America will help get you there.

Register Today For Your Online Homebuyer Education Course

Our Services

CESI provides a range of services from non profit credit counseling to debt consolidation options to our financial education curriculum


CONTACT US
CESI OFFERS FINANCIAL SOLUTIONS THAT ARE RIGHT FOR YOUR SITUATION
GIVE US A CALL TODAY FOR YOUR FREE DEBT ANALYSIS 866-484-5373

OUR MISSION

Consumer Education Services, Inc. (CESI) is a non-profit service provider of comprehensive personal financial education and solutions for all life stages and for all of life’s milestones. Our goal is enhanced economic security for everyone we serve.

OUR SERVICES

Debt Consolidation

Financial Education

Homeownership Center

View More of Our Services »

CESI is NOT A LOAN COMPANY

Financial Information about this organization and a copy of its license are available from the State Solicitation Licensing Branch at 919-814-5400. The license is not an endorsement by the State. 

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