Housing Counseling Solutions | CESI Homeownership Center

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Housing Counseling Services

We strive to help potential home buyers overcome barriers to home ownership and seek to assist homeowners in need with overcoming the challenges that may threaten existing home ownership.

The HUD Certified CESI Homeownership Center exists to provide access to housing opportunities, individualized housing counseling and personal finance training to educate and enable individuals to understand and enjoy the benefits of homeownership. Educated homeowners lead to vibrant communities and increased individual wealth.

The CESI Homeownership Center provides an extensive program of counseling, and educational services including:

- Pre-purchase Counseling --- Register Here for an upcoming workshop
- Mortgage Delinquency and Default Resolution Counseling
- Reverse Mortgage Counseling
- Rental Counseling
- Home buyer Education Workshops
- Rental Education Workshops
- Delinquency Resolution / Foreclosure Prevention Workshops
- Post Purchase Education Workshops

Community Partners Loan Pool

The Community Partners Loan Pool (CPLP) provides qualified home buyers in select North Carolina counties with down payment assistance:

Up to 20% of the purchase price, not to exceed $30,000, when combined with a NC Home Advantage Mortgage™
Serving residents in Johnston, Wake, Harnett, Durham, Nash, Alamance, and Franklin counties
Up to 10% of the purchase price when combined with a USDA’s Section 502 loan
CPLP assistance is structured as a 0% interest, deferred, second mortgage. The term of the CPLP loan matches the term of the first mortgage. The CPLP Loan has no monthly payment and is typically repaid when the home is sold or at the end of the loan term
Borrowers may combine a CPLP loan with a Mortgage Credit Certificate as well as with other down payment assistance loans or grants

Everyone can benefit from working with the Homeownership Center.

Benefits include:

For Clients

One stop shop!
Helpful, kind, passionate staff
Impartial information on all aspects of homebuying, credit, and budgeting
Assistance in improving credit that will last a lifetime

For Lenders, Real-estate Agents
and Insurers

Pre-Qualified Customers
Referrals

eHome America -- Online Homebuyer’s Education course

eHome America’s signature Homebuyer Education course is the certified web-based program for prospective first-time homebuyers. Exceeding national industry standards, this course creates knowledgeable and default-resilient buyers ready for a lifetime of homeownership. Easily accessible through any device 24 hours a day, 7 days a week, you can learn the ins and outs by taking the comprehensive, fun and engaging course at your own pace. If homeownership is your goal, eHome America will help get you there.

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Our Services

CESI provides a range of services from non profit credit counseling to debt consolidation options to our financial education curriculum

We’re here to help you

figure out which solution works best for your circumstances

CESI Homeownership Center

The CESI Homeownership Center provides an extensive program of counseling, and educational services including:

Community Partners Loan Pool

Everyone can benefit from working with the Homeownership Center.

Benefits include:

We’re here to help you

OUR MISSION

OUR SERVICES

Financial Information about this organization and a copy of its license are available from the State Solicitation Licensing Branch at 919-814-5400. The license is not an endorsement by the State.

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