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About Us

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about CESI

Consumer Education Services, Inc. is a non-profit organization committed to empowering and inspiring consumers nationwide to become debt free. From non-profit credit counseling and education to debt consolidation options, CESI can provide a solution for your financial situation. We offer continued support to help consumers make better financial choices every day.

We understand that confronting the issue of personal debt is a difficult decision that requires the support and advice of a competent, certified staff. We are qualified to help you get out of debt! Our team is spearheaded by Mike Croxson, CEO as well as an experienced executive management team and our highly qualified Board of Directors. Each member is dedicated to the promotion of financial education and financial well-being.

We care about the people we serve. Consumer Education Services, Inc. pledges to assist our clients in becoming financially healthy and responsible consumers. Our desires are for our clients to use credit wisely and make sound personal money management decisions that will allow them to remain debt free. We provide one-on-one counseling six days a week. We are here to help.

To speak with

Our certified credit counselors about your financial situation

Our History

Since 1998, CESI has been a trusted non-profit resource for more than a million individuals struggling financially, by offering counseling and financial solutions to address their crushing unsecured debt burden while providing ongoing support to help consumers make better financial choices every day.

CESI was founded by Dr. Diane Chen on October 19, 1998 with just a handful of employees. In a few short years, CESI became one of the largest and most trusted non-profit credit counseling agencies in the nation by disregarding traditional methods and implementing process and technology innovations that embraced the way consumers wanted and needed help, growing to serve more than 80,000 consumers annually. CESI relocated its corporate headquarters from Fayetteville to Raleigh in 2007.

CESI recognized a need to provide consumers with the tools to achieve economic security and gain the financial education to build a sustainable financial future. This was the company’s motivation and founding spirit in 1998, and remains the same today. Over the last two decades, CESI has achieved this goal of helping consumers achieve financial freedom by offering a complete life cycle of financial services including credit counseling, debt management services, housing counseling, foreclosure prevention counseling, reverse mortgage counseling, financial education, pre-filing bankruptcy counseling and post-filing debtor education..

Our Mission

Consumer Education Services, Inc. (CESI) is a non-profit service provider of comprehensive personal financial education and solutions for all life stages and for all of life’s milestones. Our goal is enhanced economic security for everyone we serve.

About Us

Consumer Education Services, Inc. is a non-profit organization committed to empowering and inspiring consumers nationwide to becoming debt free


OUR MISSION

Consumer Education Services, Inc. (CESI) is a non-profit service provider of comprehensive personal financial education and solutions for all life stages and for all of life’s milestones. Our goal is enhanced economic security for everyone we serve.

OUR SERVICES

Debt Consolidation

Financial Education

Homeownership Center

View More of Our Services »

CESI is NOT A LOAN COMPANY

Financial Information about this organization and a copy of its license are available from the State Solicitation Licensing Branch at 919-814-5400. The license is not an endorsement by the State. 

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