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  • The journey starts with only three easy steps:

    • Tell us about your financial situation.
    • Compare your debt solution options.
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Our Services

Debt Consolidation

If you’re struggling with debt, you’re not alone.  A debt management plan (DMP) might be the answer for you.

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Money Management

Our WiseTrac program can assist you with personal budgeting, goal setting and tracking your spending to improve your financial future.

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Homeownership Center

CESI provides certified financial counseling, education and resources for everyone from first time homebuyers to those in distress.

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Secure Bill Payment

CESI’s Assure Money Services program provides secure bill payment, monthly budgeting and counseling for older adults, persons with disabilities and caregivers.

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Educational Resources

free financial education and tools

Learn how to maximize your credit score, improve your credit history, cut your expenses and get out of debt with our tips and tools. We created this library of personal finance resources to help you get started toward a secure financial future.

Go to Resources

We are here to help.

frequently asked questions

What is a debt collector? What is a debt management plan? Go to FAQ

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