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Variable Income: How to Budget When Paychecks Fluctuate

It's possible to know how to budget even when you don't know what you'll get paid this week or next. Here's what to do when your income varies...

5 Easy Ways to Save on Heating Costs

Winter is coming, and soon we will be closing the windows and turning up the heat. Here are five easy ways to save on heating costs.


Consumer Education Services, Inc. (CESI) is a non-profit service provider of comprehensive personal financial education and solutions for all life stages and for all of life’s milestones. Our goal is enhanced economic security for everyone we serve.

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