A Guest Post By Barbara O’Neill, Ph.D., CFP, CRPC, AFC, CHC, CFEd, CFCS, Rutgers Cooperative Extension Savings is the foundation for investing. You cannot invest money if you have not saved it first. Like dieting, saving money is hard to start, even harder to maintain, and requires patience an...

We’d all like to save more money. There are plenty of sites that will tell you ways to save money, but many of them involve tips that require spending money, like “buy a hybrid,” or “refinance your home.” What if you need to save money because you don’t have extra...

Saving money can feel difficult and sometimes even impossible. Many of us have admirable goals of getting out of debt and building our savings accounts, yet we struggle to make substantial progress.  If you are determined to change your financial habits and save money every month, we’ve gathe...