It’s easier than ever to pay for the items you need and want. By paying with your smartphone using apps like Paypal, Venmo, Apple Pay and Google Wallet, you no longer have to whip out cash or our credit card for a cup of coffee or even an entire cart of groceries. Instead, you can just show our sm...

Life happens. You’re out to dinner with a friend and when the bill comes, you realize your wallet is at home. Or, maybe it’s vice versa. Perhaps your cousin owes you some money for a joint family gift you purchased for grandma. Cash and checks still work, but, more often, people are relying on e...