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Tag Archives: financial hardship

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What is Financial Hardship?

Do you have a financial hardship? Find out what the term means and what your options are.

How to Help a Friend Who Is Struggling Financially

Sometimes it's hard to know exactly how to help a friend who is struggling financially. Here are ways you can ease a friend's financial burden.

Before Declaring Bankruptcy: Options You Need to Know

When debts pile up, bankruptcy may begin to look like a great option. However, there are steps you should take before reaching that decision. Keep reading.


Consumer Education Services, Inc. (CESI) is a non-profit service provider of comprehensive personal financial education and solutions for all life stages and for all of life’s milestones. Our goal is enhanced economic security for everyone we serve.


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Financial Information about this organization and a copy of its license are available from the State Solicitation Licensing Branch at 919-814-5400. The license is not an endorsement by the State. 

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