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Debt is a huge drain on many Americans. In fact, American household debt hit a record $13.21 trillion in 2018. But, believe it or not, not all debt is bad. Some forms of debt can be classified as “good debt” -- or debt that provides us with advantages -- as long as we don’t abuse it....
Whether it’s an illness, a job loss, an unexpected home repair or some other financial emergency, nearly half of Americans faced a money crisis in the past year, according to CIT Bank’s savings survey. What’s worse: More than half of Americans aren’t prepared to handle one when it does happe...
Do you have financial fears? I recently read that it’s common for people to name some form of a financial fear as the thing that scared them most. There are many financial situations that make one’s heart beat faster and bring on mild feelings of panic. The “what-if” scenarios are th...
Consumer Education Services, Inc. empowers people to overcome their financial challenges and lead financially-healthy lives.
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