Whether it’s an illness, a job loss, an unexpected home repair or some other financial emergency, nearly half of Americans faced a money crisis in the past year, according to CIT Bank’s savings survey. What’s worse: More than half of Americans aren’t prepared to handle one when it does happe...

Do you have financial fears? I recently read that it’s common for people to name some form of a financial fear as the thing that scared them most. There are many financial situations that make one’s heart beat faster and bring on mild feelings of panic. The “what-if” scenarios are th...

Planning and budgeting for the expenses that happen every month is typically simple and straightforward. But what about budgeting for Unexpected expenses? You know, the ones that creep up, seemingly without warning? Things like an accident, medical expenses or new tires for your car? We all have an ...