Despite low unemployment numbers and a strong economy in recent years, many Americans continue to struggle with their personal finances. Alarmingly, delinquency rates are rising and total outstanding credit card debt is at an all-time high. The non-profit credit counseling industry has been a truste...

It may be tempting to think ignorance is bliss when it comes to debt. Debt makes us uncomfortable and it can cause us to feel out of control. Ignoring debt and thinking it will take care of itself is rarely a solution that works. If you feel the nagging sense that you may be in over your head, here ...

Flowers are beginning to bloom. The sun is starting to peek out behind the gray winter clouds. And our thoughts are turning to spring, a time for new beginnings—and maybe dusting those cobwebs that have lingered in the corner of your bedroom for far too long. But as you contemplate a spring cleani...