People who are having trouble paying bills sometimes turn to payday loans to get the cash they need, but these loans are very costly.

Despite low unemployment numbers and a strong economy in recent years, many Americans continue to struggle with their personal finances. Alarmingly, delinquency rates are rising and total outstanding credit card debt is at an all-time high. The non-profit credit counseling industry has been a truste...

It may be tempting to think ignorance is bliss when it comes to debt. Debt makes us uncomfortable and it can cause us to feel out of control. Ignoring debt and thinking it will take care of itself is rarely a solution that works. If you feel the nagging sense that you may be in over your head, here ...