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Debt Consolidation: Will it Hurt Your Credit?

Your debt is starting to feel unmanageable. You can’t continue to juggle minimum payments and carry balances that don’t seem to go down. Something has to give. If you’re researching options for debt relief, you’ll likely come across two popular terms: Debt Management Plan and Debt Consolidat...

Debt Management Plan vs. Debt Consolidation Loan Infographic

There are a lot of options when it comes to managing debt and we get a lot of questions from people  about the differences between a Debt Management Plan and a Debt Consolidation Loan. If you are experiencing money struggles, chances are you’ve heard about these options. You may even think th...

A Debt Consolidation Loan Isn’t the Answer

When you're in debt, a debt consolidation loan can seem like the best solution, but it could create more problems than it solves.

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Consumer Education Services, Inc. (CESI) is a non-profit service provider of comprehensive personal financial education and solutions for all life stages and for all of life’s milestones. Our goal is enhanced economic security for everyone we serve.


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