Tag Archives: Credit Card Debt

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Debt Reduction Program Helps Consumers Struggling with Debt

Despite low unemployment numbers and a strong economy in recent years, many Americans continue to struggle with their personal finances. Alarmingly, delinquency rates are rising and total outstanding credit card debt is at an all-time high. The non-profit credit counseling industry has been a truste...

Secured Debt and Unsecured Debt: What’s the Difference?

Unsecured debt carries more risk for a lender than secured debt. Find out more about the two types of debt.

Use Cash for Shopping on a Budget

Shopping on a budget is more than tracking spending. How you pay for purchases is important. Paying with credit increases debt. Learn why cash is king.

OUR MISSION

Consumer Education Services, Inc. (CESI) is a non-profit service provider of comprehensive personal financial education and solutions for all life stages and for all of life’s milestones. Our goal is enhanced economic security for everyone we serve.

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CESI is NOT A LOAN COMPANY

Financial Information about this organization and a copy of its license are available from the State Solicitation Licensing Branch at 919-814-5400. The license is not an endorsement by the State. 

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