Despite low unemployment numbers and a strong economy in recent years, many Americans continue to struggle with their personal finances. Alarmingly, delinquency rates are rising and total outstanding credit card debt is at an all-time high. The non-profit credit counseling industry has been a truste...

Unsecured debt carries more risk for a lender than secured debt. Find out more about the two types of debt.

Shopping on a budget is more than tracking spending. How you pay for purchases is important. Paying with credit increases debt. Learn why cash is king.