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Despite low unemployment numbers and a strong economy in recent years, many Americans continue to struggle with their personal finances. Alarmingly, delinquency rates are rising and total outstanding credit card debt is at an all-time high. The non-profit credit counseling industry has been a truste...
Unsecured debt carries more risk for a lender than secured debt. Find out more about the two types of debt.
Shopping on a budget is more than tracking spending. How you pay for purchases is important. Paying with credit increases debt. Learn why cash is king.
Consumer Education Services, Inc. (CESI) is a non-profit service provider of comprehensive personal financial education and solutions for all life stages and for all of life’s milestones. Our goal is enhanced economic security for everyone we serve.
CESI is NOT A LOAN COMPANY
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