Tag Archives: budgeting

The average American household with debt carries around $15,000 of it on credit cards alone. And that doesn't include other forms of unsecured debt, such as personal loans or medical bills.

Not surprisingly, there are dozens of debt consolidation programs offered across the country as a result of all this unsecured consumer debt.

With so many options, how can you identify the best debt consolidation program for you? Find one you not only trust to help you get relief from debt, but one that helps you develop a workable budget, bundle unsecured debt into one manageable payment, and get on your feet again.

Just as you would shop for other goods and services, there are some things to consider before selecting the debt consolidation program that best fits your needs.

If you are like the 38% of Americans dealing with credit card debt, it may be time to seek help. Consumer Education Services, Inc. (CESI) offers credit counseling and debt consolidation for anyone struggling with their financial situation. The average American household has more than $5,000 in unpaid credit card fees. Call CESI to learn more about debt relief and a free debt analysis. 

The worst thing you can do when struggling with debt is to ignore the problem and pretend it will go away on its own. The best way to get debt relief is to seek the help of a trusted professional service. With the right debt management guidance, you can rest assured that you are on your way to freedom from debt.

We here at Consumer Education Services, Inc. (CESI) are a non-profit debt help service that has helped thousands of people climb out of debt in an easy, timely, and structured way, without taking out a loan.