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Should you get a reverse mortgage? Avoid the scams first For people aged 62 and up, a reverse mortgage may seem like a tantalizing opportunity. After decades of sending in your monthly mortgage payments, you’re now getting money from your bank. A reverse mortgage siphons off the equity in your hom...
How to make your retirement savings last About half of Americans have some sort of retirement account, according to the Federal Reserve Bank’s 2019 Survey of Consumer Finances, and the median value of that 401(k) or individual retirement account runs around $65,000. The average American, who retir...
Most adults are familiar with a 401(k) and how important it is to save for retirement, but what about those individuals who are not employed by a company or organization? How does retirement savings for the self-employed work? How they can save for retirement and receive the benefits of tax-deferred...
Consumer Education Services, Inc. empowers people to overcome their financial challenges and lead financially-healthy lives.
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