Category Archives: Credit Reports and Scores

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Debt Consolidation: Will it Hurt Your Credit?

Your debt is starting to feel unmanageable. You can’t continue to juggle minimum payments and carry balances that don’t seem to go down. Something has to give. If you’re researching options for debt relief, you’ll likely come across two popular terms: Debt Management Plan and Debt Consolidat...

Identity Theft Top Consumer Concern

New study says bank fraud, Identity theft top consumers’ concerns When U.S. consumers were asked to rate their biggest fears in a recent survey, becoming the victim of a terrorist attack and even their own death or that of a loved one didn’t rank as their top worry. Identity theft and banking fr...

Ready to Buy a Car? Check Your Credit Score First

Need a reason to check your credit score? A new study from WalletHub finds that buyers who have “fair” credit will end up spending about five times more to finance a new vehicle than somebody with excellent credit. The study, part of WalletHub’s third quarter auto financing report, estimates t...

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Consumer Education Services, Inc. (CESI) is a non-profit service provider of comprehensive personal financial education and solutions for all life stages and for all of life’s milestones. Our goal is enhanced economic security for everyone we serve.


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