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Category Archives: Credit Reports and Scores

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What Credit Reporting Agencies Know About You and Where They Get Their Information

Most people know about the big three credit reporting agencies; Equifax, Experion, and Trans Union. The information in your credit report is available to lenders, banks, and credit card companies who make decisions about lending based on the information contained in the report. But what do these cre...

What are the Risks of Cosigning?

What are the risks of cosigning? If you’ve been asked to cosign a loan for a friend or family member, you may have questions. It’s possible you have heard horror stories regarding cosigning -- and there are plenty out there. It’s also possible that you don’t think cosigning i...

The Fastlane to Car Ownership

Welcome to this week’s edition of the Young Adults Perspective series. In our last piece, we discussed some key things you needed to learn before working in the gig economy. As a part of that piece, we wrote about using your personal vehicle for work. We realize that, for some of you, this might n...

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