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Category Archives: Credit & debt

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Should I Get a Store Credit Card?

“Would you like to save 15 percent on your purchase?” It’s a rare person who’d say no to that! But, that seemingly innocent question is typically followed by an offer to open a store credit card.  You may be wondering, should I get a store credit card? On the surface, the of...

What are the Risks of Cosigning?

What are the risks of cosigning? If you’ve been asked to cosign a loan for a friend or family member, you may have questions. It’s possible you have heard horror stories regarding cosigning -- and there are plenty out there. It’s also possible that you don’t think cosigning i...

3 Ways to Get Affordable Monthly Car Payments

Consumers are looking for affordable monthly car payments, and for good reason. Car loan balances are at an all-time high, according to a new consumer debt study from Experian, totaling $1.27 trillion in 2018. Not only that, but the average monthly auto payment, according to the study, hit a new rec...

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