“Would you like to save 15 percent on your purchase?” It’s a rare person who’d say no to that! But, that seemingly innocent question is typically followed by an offer to open a store credit card.  You may be wondering, should I get a store credit card? On the surface, the of...

What are the risks of cosigning? If you’ve been asked to cosign a loan for a friend or family member, you may have questions. It’s possible you have heard horror stories regarding cosigning -- and there are plenty out there. It’s also possible that you don’t think cosigning i...

Consumers are looking for affordable monthly car payments, and for good reason. Car loan balances are at an all-time high, according to a new consumer debt study from Experian, totaling $1.27 trillion in 2018. Not only that, but the average monthly auto payment, according to the study, hit a new rec...