Category Archives: Credit & debt

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Equifax Data Breach – What To Do Now

Equifax, one of the nation’s 3 credit reporting agencies, recently reported a data breach that could potentially impact 143 million Americans. If you have a credit report, your personal information could be at risk. If you have been the victim of a data breach, you may be wondering what to d...

Buyer Beware: Watch Out For Deceptive Car Ads

There’s no question: Buying a car -- used or new -- is expensive. The average price for a new car topped $34,000 in June 2017, according to Kelley Blue Book analysts. Meanwhile, in 2016, the used-car transaction price reached a record high at $19,200, according to Edmunds. Considering that financi...

How Do You Refinance a Car Loan?

Many drivers do not realize that they can refinance their car loans in much the same way they would refinance their mortgages. The amounts may be lower and the terms may be shorter, but the two refinancing processes work in much the same way. So how does refinancing a car work? Unless you paid cash ...

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Consumer Education Services, Inc. (CESI) is a non-profit service provider of comprehensive personal financial education and solutions for all life stages and for all of life’s milestones. Our goal is enhanced economic security for everyone we serve.


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