Category Archives: Credit & debt

When you're in debt, a debt consolidation loan can seem like the best solution, but it could create more problems than it solves.

Paying the minimum on your credit card each month may seem tempting because the minimum is usually a small amount. This isn't a good idea.

Getting back on track financially can seem like a daunting — even impossible — task. As the debt mounts — and the paycheck stays the same or even dwindles — bankruptcy may seem like it’s in the offing. Pulling yourself up and out of financial troubles requires time and hard work. But it’...