Category Archives: Be Prepared Financially

North Philadelphia, Born and Raised… The term unbanked is described informally by the FDIC (Federal Deposit Insurance Corporation) as individuals who do not use banks or banking institutions in any capacity. They generally pay for things in cash, by money orders, or prepaid debit cards. Being unde...

The days of cash may be over. More often, friends are splitting the restaurant tab by sending money via PayPal and parents are Venmoing babysitters their earnings after a night out. The use of peer-to-peer apps like Venmo, Zelle, and PayPal is booming. One forecast predicts that we’ll spend more t...

To say that the COVID pandemic has been a difficult time is an understatement, I realize this. To counterbalance the strain, people have been intentionally looking for ways to comfort themselves and their families. A tremendous upside has been the boost in pet adoptions. Many animal shelters are hav...