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How to Cut Holiday Shopping Costs and Avoid Holiday Debt

cut holiday shopping costs

Americans will spend, on average, $805 on Christmas gifts this year, down from $942 in 2019, according to a new poll from Gallup. Nearly 30% of Americans say they plan on spending less on holiday gifts this year than last year. The drop and desire to cut holiday shopping costs is, no doubt, in large...

While We’ve Been Watching Tiger King, Cyber Criminals Have Been Targeting Us

cyber criminals

Am I the only one who thought COVID-19 would bring out the best in cyber criminals and thieves—that the pandemic would remind them that life is short and they would see the error of their ways? Cyber Criminals Don’t Take a Netflix Break It didn’t happen. Instead of binging on Netflix and H...

Stay on Top of Holiday Credit Card Debt

holiday credit card debt

During the holidays, your credit card can be your best friend or your worst enemy. Make the most of your spending without going too deeply into debt.

Talking to Kids About a Job Loss

talking to kids about job loss

The COVID-19 pandemic has sparked massive job losses since March. Some 15% of adults, according to a September report from the Pew Research Center, reported that they were laid off or lost jobs because of the global health crisis. Half of those people said they remained unemployed. Parents, in parti...

Good and Bad Debt: Understanding the Difference

good and bad debt

When you're considering borrowing cash, there's a lot to think about. You may have a lot of questions, but let us at CESI Solutions help guide you.

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