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CESI Financial Blog

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Use What You Already Have to Save Money

use what you already have

DOGGONE IT! I moved the large jar of peanut butter and found two jars of Kalamata olives. I had just purchased two more. Behind the two “found” jars of Kalamata olives, I found more peanut butter. Are you kidding me? Since the lockdown, I work from home and for some reason, I always think I know...

What is a Debt Avalanche?

debt avalanche

When you have a lot of debt to pay off, it may make sense to go extreme — like avalanche extreme. The so-called debt avalanche repayment strategy focuses your efforts on paying off your high-interest debt first before wiping out the rest (sort of like an avalanche). Some people choose a different,...

A New Year, A New Way

needs vs wants

Because I’ve been staying home more due to COVID-19, I became somewhat oblivious to when the seasons changed from summer to fall and then winter. By not being outdoors as much, I missed the normal markers; the changing of the leaves; the increasing amount of Christmas decor at malls; the red c...

What is a Credit Builder Loan and How Does it Work?

credit builder loan

A credit builder loan is a financial product best suited for consumers without a credit score or those with low scores. They provide an opportunity for those just getting started to build credit or for those with a negative credit history to demonstrate a positive payment history. Credit builder loa...

What’s the Difference Between Debt Settlement and Debt Management?

difference between debt settlement and debt management

If you are struggling with debt you may be wondering: what’s the difference between debt settlement and debt management to pay off debt? On the surface they may seem similar, but in reality,they’re very different. Understanding Your Debt Relief Options There are a lot of options ou...

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