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Make Childcare Affordable by Forming a Babysitting Co-Op

affordable childcare

When you make the decision to stay home and care for your children, living with less disposable income often requires creative solutions. Staying at home eliminates a big expense since you don’t need to pay for daycare or babysitting. Yet all moms (and dads) still need time to get a haircut, go to...

7 Ways to Reduce Your Electricity Bill

ways to save on your power bill

The rising cost of domestic electricity is a worry for most people, especially during these times of financial hardship. Just a few simple changes around your home could cut your electricity consumption considerably and substantially reduce your costs, not to mention being “greener” for the envi...

The Financial Impact of Raising a Disabled Child

financial impact of disabilities

Everyone knows that it’s expensive to raise a child, but for parents who have a child with a disability, that expense can be far greater. Consider the following: “A 2008 study by the University of North Carolina at Chapel Hill: Material Hardship in U.S. Families Raising Children with Disabilitie...

Consumer Credit Counseling Service Complaints

credit counseling agency complaints

How do you find out about consumer credit counseling service complaints? Is the credit counselor you chose safe? How do you know if you can trust them? These are just a few of the questions you may have if you are struggling with debt and looking for credit counseling help. Below are some tips for e...

Frugal Father’s Day Gift Ideas

cheap father’s day gifts

Seems like only a couple weeks ago we were celebrating Mother’s Day, but now Father’s Day is only a few days away! I may be a little biased, but I’m pretty sure I have the best dad in the world. The problem? He’s impossible to buy gifts for! His two big interests are fishing and golf, but I ...

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