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CESI Financial Blog

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6 Frugal Ways to Enjoy Your Summer While Social Distancing

social distancing summer fun

This is certainly a different type of  Summer than any of us have ever experienced. For many people, the images of Summer fun in their mind include crowded theme parks, packed out beaches, enjoying blockbuster movies, and eating out. While many of these more expensive and traditional summer activit...

Why It’s Important to Make More Than The Minimum Payment

minimum payment

Paying the minimum on your credit card each month may seem tempting because the minimum is usually a small amount. This isn't a good idea.

How Lending Money Can End Badly For You

lending money

It may be tempting to consider lending money to help out your cousin who just lost his job or your best friend who needs help buying a new car, but you may want to think twice before lending to them or cosigning on a loan. Lending Money -- Good Intentions Gone Wrong A study from Bankrate found that ...

Retirement Savings for the Self-Employed

retirement savings for the self-employed

Most adults are familiar with a 401(k) and how important it is to save for retirement, but what about those individuals who are not employed by a company or organization? How does retirement savings for the self-employed work? How they can save for retirement and receive the benefits of tax-deferred...

Rebuilding Your Finances In a Crisis

rebuilding your finances

The COVID-19 pandemic has dealt a bevy of challenges to consumers. Efforts to curb the spread of the coronavirus have shut down businesses across the country, triggering furloughs and tens of millions of job losses. The result, for many, is a devastating blow to their personal finances as they attem...

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