Since 1998, Consumer Education Services Inc. (CESI) has been a trusted non-profit resource for  individuals and families who are struggling financially. CESI offers financial counseling and solutions to help consumers address their unsecured debt and support to help make wise financial choices eve...

We’d all like to save more money. There are plenty of sites that will tell you ways to save money, but many of them involve tips that require spending money, like “buy a hybrid,” or “refinance your home.” What if you need to save money because you don’t have extra...

Paying student loans can seem like watching the kitchen sink clog up—it is tempting to look away, but you might end up with a bigger issue in the end.  The first step to successfully paying student loans is to stop ignoring the problem. If you struggle with paying your student loans, you are not ...

For the sports fanatic, tailgating is serious business. You need to nail down the right location in the parking lot; haul grills, tables and giant coolers to the spot; and, finally, get the food and all-too-important drinks just right. All of that can add up quickly. One infographic, created by IPG ...

“Man cashes in pennies he’s been saving for 45 years.” “1.3 million penny collection turns into jackpot.” “Man cashes in 500 pounds of pennies he’s saved over 60 years.” Cash In Your Spare Change Occasionally, a headline will pop up in the news about a thrifty spender who has squirre...