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CESI Financial Blog

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Applying For Your First Credit Card

applying for your first credit card

There are many factors to consider when applying for your first credit card, and deciding on a credit card can be daunting. There are a lot of credit card offers to consider, and even more to learn about how to use credit and credit cards responsibly. But it doesn’t have to be difficult. We’...

Getting a Tax Refund? How to Spend it Wisely

spend tax refund

Tax refunds total nearly six weeks of take-home pay for the average American family who receives them, according to a new study from JP Morgan that details exactly how important these government checks are to many U.S. households. The March report finds that Americans who get refunds typically have ...

Isn’t it Romantic? Talking about Love and Money

love and money

It’s that time of year again. The Valentine decor and candy are all on a shelf or rack at 90% off; many looking chewed up and ready for the dumpster.  The fronts of stores now have bathing suits and cruise wear as people seek to escape the snow and sleet for warmer climates.  Valentine r...

Is Eating Out Impacting Your Financial Success?

eating out

If you want to cut your expenses, one obvious place to start is evaluating whether eating out is impacting your financial success. Whether it’s ordering a pizza on a Friday night or picking up a burger for lunch on a Wednesday, the average American household spends $3,154 on eating out, or on food...

Managing the Cost of Veterinary Care For Pets

cost of veterinary care

Pet ownership comes with plenty of benefits for us humans — from providing more opportunities for exercise and outdoor activities to reducing blood pressure, cholesterol levels and feelings of loneliness. But when Fido or Fluffy get sick, pet owners also can experience higher rates of stress, anxi...


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