CESI Financial Blog

By adopting a debt management plan, you can resolve your financial woes through credit consolidation, without taking on additional loans. Consumer Education Services, Inc. (CESI) provides credit counseling and other types of debt relief through education. Here is a look at the difference between credit consolidation loans and debt management plans. 

Managing money is not always easy, and a non-profit credit counseling service can be an effective solution for anyone seeking a little guidance. The certified credit counselors at CESI can help you manage your debt, develop a workable budget, and potentially bundle debt into one manageable payment.

Connect with us today for a free, confidential debt analysis. Let our trusted counselors help you decide which credit counseling services may be right for you.

If you’re feeling bogged down by debt, you may be considering a credit counseling program. But how does credit counseling work? And does it work?

In a nutshell, it works like this: A certified credit counselor examines your financial situation, including all of your debts, income and living expenses. Then, they help you draft a plan to successfully climb out of debt.

You’ll gain control over your finances and begin whittling away at your debt in an organized and structured manner with a clear time frame in mind. And along the way, you will have the opportunity to learn valuable money management skills needed to assist you in getting out of debt and staying out of debt.

Sounds simple enough, right? It is, but read more to find out the type of credit counseling service that might be perfect for you.