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CESI Financial Blog

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What is Financial Hardship?

financial hardship

Do you have a financial hardship? Find out what the term means and what your options are.

4 Ways To Protect Your Money From Holiday Advertising

Holiday Advertising

As a financial literacy educator, I begin each and every class I teach with a statement that I repeat throughout the lesson with the emphasis on a different word. “Everybody wants your money. Everybody wants your money. Everybody wants your money.” It’s usually when I emphasize the word “you...

Save Money On Holiday Cards

save money on holiday cards

It’s the time of year when people start thinking about getting all of their holiday cards in the mail. Sending holiday cards can become costly, especially when you include the price of postage. If you’re looking to save money on holiday cards, consider email instead of a traditional card...

Thankful for Good Debt?

Good debt

Debt is a huge drain on many Americans. In fact, American household debt hit a record $13.21 trillion in 2018. But, believe it or not, not all debt is bad. Some forms of debt can be classified as “good debt” -- or debt that provides us with advantages -- as long as we don’t abuse it....

Don’t Want Debt During The Holidays? Stay Off Social Media!

debt during the holidays

There’s an easy way to avoid going into debt during the holidays — if you can stay off your phone during the shopping season. According to a Credit Karma survey, about 22% of Americans go into debt during the holidays to buy gifts for friends and family. And nearly 70% said technology is making ...


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