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CESI Financial Blog

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Wondering How to Spend the Next Stimulus Check if it Comes?

stimulus check

This spring, as the COVID-19 pandemic worsened, Americans got a boost in their bank accounts in the form of government stimulus checks. Qualifying adults received up to $1,200, along with another $500 for each child 16 and under. The goal was to encourage spending and limit any financial stress that...

Overdraft Protection: The Real Pros and Cons

overdraft protection

Overdraft protection can be a good idea if used correctly. Here are some pros and cons to using this service.

10 Ways to Curb Scary Halloween Spending

halloween spending

Don't spook your budget - curb Halloween spending with these tips. Don't spend a fortune. From food to costumes to decorations, we have you covered.

Money Lessons from Mom and Dad

money lessons

Saving money for a rainy day? Clipping coupons? Chances are those are money lessons you learned from your parents. Do you have a budget? Most likely, you watched your mom and dad follow a budget while you were growing up. Donate money and other items to charity? You probably didn’t come up with th...

Free, But Not Really: Hidden Prison Costs Following Incarceration

prison costs

After being asked to help someone “with their bills” who had been recently released from prison, I was shocked to find out exactly what bills they meant. I try to stay informed about issues related to financial literacy but I was woefully ignorant (and am still learning) about the real prison co...

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