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CESI Financial Blog

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How to Plan for Higher Education

higher education

Welcome back to the Young Adult’s Perspective series. In our last issue, we talked about first time homeownership for young adults. Today, we will be talking about pursuing higher education. At this point in the year, when college age students are preparing to go back to school for the fall semest...

5 Ways Valuing Time Over Money Builds Happiness

time over money

We may all be chasing the dollar every single day, but, when it comes to happiness, a growing body of research tells us that people who value time over money are happier. In one study of thousands of Americans, most said money would bring them more joy, yet, researchers found that choosing time over...

6 Tips For an Affordable Last Minute Vacation

Affordable Last Minute Vacation

So, you’ve decided that taking an affordable last minute vacation is something you can pull off this year. Maybe you found a way to scrimp and save last month to splurge on a quick weekend getaway or a family member invited you for a week at their beach rental. Whatever the reason, congratulat...

7 Free Personal Finance Classes You Can Take Online

personal finance class

Studies show that many Americans aren’t saving enough for retirement and can’t cover a relatively small emergency expense with the money they have on hand. According to the Federal Reserve, less than two-fifths of adults believe they are saving enough for retirement. And 40% of adults say that i...

Understanding How Payday Loans Work

how payday loans work

People who are having trouble paying bills sometimes turn to payday loans to get the cash they need, but these loans are very costly.

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