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Saving money is helpful when it has a purpose and a plan. Looking forward with anticipation of a good future can be helpful in promoting positive spending habits. But fear-based spending habits aren’t helpful. Hoarding money with no plans to spend because of a fear of letting it go won’t...
Americans have the best of intentions when it comes to managing personal finances, but few are actually taking the time to focus on how they’re spending their money. According to a survey conducted for the Northwestern Mutual’s 2019 Planning and Progress Study, nearly 50% of survey respondents s...
Consumer Education Services, Inc. empowers people to overcome their financial challenges and lead financially-healthy lives.
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