Most U.S. households celebrate Christmas with a Christmas tree, but, more often, those evergreens never actually grew in a forest. According to the eighth annual Christmas tree survey from the American Christmas Tree Association, 77% of U.S. households celebrated Christmas last year with a tree. Of ...

Do you have a financial hardship? Find out what the term means and what your options are.

As a financial literacy educator, I begin each and every class I teach with a statement that I repeat throughout the lesson with the emphasis on a different word. “Everybody wants your money. Everybody wants your money. Everybody wants your money.” It’s usually when I emphasize the word “you...