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Debt is a huge drain on many Americans. In fact, American household debt hit a record $13.21 trillion in 2018. But, believe it or not, not all debt is bad. Some forms of debt can be classified as “good debt” -- or debt that provides us with advantages -- as long as we don’t abuse it....
There’s an easy way to avoid going into debt during the holidays — if you can stay off your phone during the shopping season. According to a Credit Karma survey, about 22% of Americans go into debt during the holidays to buy gifts for friends and family. And nearly 70% said technology is making ...
Black Friday is just around the corner. Everywhere you turn, you’re bombarded with another ad . It’s easy to get wrapped up in the hype and go overboard, spending more than you planned. To keep you on track with your financial goals, we’d like to share some Black Friday shopp...
Consumer Education Services, Inc. (CESI) is a non-profit service provider of comprehensive personal financial education and solutions for all life stages and for all of life’s milestones. Our goal is enhanced economic security for everyone we serve.
CESI is NOT A LOAN COMPANY
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