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Everyone should have an emergency fund. No matter what your financial situation is, whether you have accumulated debt or are comfortably budgeting all of your expenses, there is always a benefit to having money set aside for an emergency. While most people agree that having an emergency fund is wise...
If you’re never quite sure how much money you’ll pull in from week to week, you have plenty of company. Learning to budget without a steady paycheck is a challenge that a lot of people experience. Thanks to a large number of underemployed people, who often are working part-time at hourly jobs, a...
Don’t fall victim to an IRS tax scam. Yes, we all get phone calls from telemarketers, fundraisers, creditors etc. Sometimes, there is a legitimate reason why a caller is asking for money, but increasingly often, consumers are receiving calls from scammers pretending to be from a legitimate org...
Consumer Education Services, Inc. empowers people to overcome their financial challenges and lead financially-healthy lives.
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