“That man is richest whose pleasures are the cheapest.” –Henry David Thoreau
Congratulations. You’ve made a budget and so far, you’ve even stuck with it… for a few days. Now, boredom has set in and the novelty of being frugal has worn off.
What to do? All the old habits are calling your name such as shopping, vacations, eating out… and you just want a little fun back in your life.
Not to worry. There are plenty of ways to have fun without blowing your budget.
One of the most encouraging things to hear when living on a budget is “you’re not alone.” There can be tremendous camraderie in knowing that other people are working to cut spending and meet financial goals too. Don’t be afraid to speak up and share your budget successes, and even failures!
In 2013, the Principal Knowledge Center’s team surveyed over 1,100 Americans to see what spending derailed their budgets throughout the year. Not surprisingly, dining out topped the list, with high grocery bills coming in second place. So don’t feel like you’re the only one struggling to cook in and brown bag it. Instead, invite friends over to join your frugal adventure. The camaraderie will encourage good decisions, and who knows, they may have some great ideas to add to this list.
How do you enjoy life without blowing the budget? Add your tips to the comments below, or tweet ideas to @CESIsolutions.
The team at CESI is committed to helping you make wise financial decisions and to helping you understand how to get out, and stay out of debt. For a free debt analysis, contact us and find out how we can help.
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Consumer Education Services, Inc. (CESI) is a non-profit service provider of comprehensive personal financial education and solutions for all life stages and for all of life’s milestones. Our goal is enhanced economic security for everyone we serve.
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