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CESI > Housing > Home Fixed Costs: What They Are, How to Plan for Them > Home fixed costs include utilities, fees, insurance, and taxes.

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Home fixed costs include utilities, fees, insurance, and taxes.

Man with appliance handbook, planning for home fixed costs like energy bills.

When determining how much “house you can afford,” it’s crucial to factor in monthly costs aside from the mortgage. Home fixed costs include utilities, upkeep, HOA fees, insurance and property taxes.

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