Before you file for bankruptcy, take stock. Pre-bankruptcy is an important step before you go through the process. For help getting there, read more here.

Even after you've paid off debt, your credit score might be in the lower three digits. While there's no quick fix, there are ways to raise your score.

Don't spook your budget - curb Halloween spending with these tips. Don't spend a fortune. From food to costumes to decorations, we have you covered.